India’s wealth is no longer confined within its borders—it’s strategically expanding globally. In 2025, High Net-Worth Individuals (HNIs) from India are investing internationally at unprecedented levels, driven by a blend of opportunity and prudence.
📊 The Shift in Numbers
Liberalised Remittance Scheme (LRS): Outward remittances reached approximately $30 billion in FY2024-25, slightly down from the previous year but reflecting sustained interest in global investments.
Dubai Real Estate: Indian investments in Dubai’s real estate market are projected to grow from $20 billion in 2024 to $22 billion in 2025, solidifying India’s role as a leading foreign investor.
Portugal’s Golden Visa: Applications from Indian HNIs have surged, with thousands of family applications annually, underscoring the program’s appeal for those seeking European residency.
📊 Why This Trend?
This shift isn’t just about luxury—it’s strategic. Key drivers include:
Rising domestic market volatility
Geopolitical uncertainties
Currency fluctuations
Global investments act as critical hedges, stabilizing portfolios and ensuring long-term wealth preservation.
📊 Role of Family Offices
Family offices are leading this charge, leveraging the Liberalised Remittance Scheme (LRS) to:
Facilitate strategic asset allocation across global markets.
Build resilience and seize international opportunities.
These entities are not merely transferring funds but are proactively shaping diversified portfolios.
📊 Global Investment Isn’t Capital Flight
This movement isn’t capital flight—it’s capital evolution. Indian HNIs remain deeply committed to domestic growth, reinvesting in key sectors such as:
Agriculture
Alternative assets
Education
This dual strategy strengthens India’s economic growth while expanding global footprints.
📊 What We Need
To sustain and amplify this trend, India requires:
Policy Support: Strengthened policies to facilitate global investments while safeguarding domestic interests.
Financial Literacy: Enhanced programs to educate investors on global investment avenues.
Regulatory Frameworks: Transparent regulations to promote secure international diversification.
✅ Why This Matters
Global investment strategies are vital for wealth stability. As borders blur, wise financial globalism doesn’t dilute patriotism—it enriches it, fostering economic stability both globally and locally.
India’s HNIs are not just going global—they’re proactively shaping India’s economic future from within and beyond.
